Max Pay http://maxpay.net Just another WordPress site Sun, 06 May 2012 04:03:11 +0000 en hourly 1 http://wordpress.org/?v=3.2.1 Seductively Easy, Payday Loans Often Snowball http://maxpay.net/seductively-easy-payday-loans-often-snowball/?utm_source=rss&utm_medium=rss&utm_campaign=seductively-easy-payday-loans-often-snowball http://maxpay.net/seductively-easy-payday-loans-often-snowball/#comments Sun, 06 May 2012 04:03:11 +0000 admin http://maxpay.net/seductively-easy-payday-loans-often-snowball/ Correction Appended

GALLUP, N.M., Dec. 20 — Earl Milford put up an artificial Christmas tree in the wooden house on the Navajo reservation near here that he shares with a son and daughter-in-law and their two little girls.

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]]> http://maxpay.net/seductively-easy-payday-loans-often-snowball/feed/ 0 Programs Are Under Way to Help the San Francisco Bay Area’s ‘Unbanked’ http://maxpay.net/programs-are-under-way-to-help-the-san-francisco-bay-area%e2%80%99s-%e2%80%98unbanked%e2%80%99/?utm_source=rss&utm_medium=rss&utm_campaign=programs-are-under-way-to-help-the-san-francisco-bay-area%25e2%2580%2599s-%25e2%2580%2598unbanked%25e2%2580%2599 http://maxpay.net/programs-are-under-way-to-help-the-san-francisco-bay-area%e2%80%99s-%e2%80%98unbanked%e2%80%99/#comments Sun, 18 Mar 2012 06:01:22 +0000 admin http://maxpay.net/programs-are-under-way-to-help-the-san-francisco-bay-area%e2%80%99s-%e2%80%98unbanked%e2%80%99/ Mr. Macias did not always handle his finances this way.

“I had a dispute with BofA, so now I come here,” he said outside Money Mart on a recent afternoon, referring to Bank of America.

Mr. Macias stopped bankin

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]]> http://maxpay.net/programs-are-under-way-to-help-the-san-francisco-bay-area%e2%80%99s-%e2%80%98unbanked%e2%80%99/feed/ 0 Letter to Bank Regulators: Stop Bank Payday Lending http://maxpay.net/letter-to-bank-regulators-stop-bank-payday-lending/?utm_source=rss&utm_medium=rss&utm_campaign=letter-to-bank-regulators-stop-bank-payday-lending http://maxpay.net/letter-to-bank-regulators-stop-bank-payday-lending/#comments Mon, 27 Feb 2012 22:16:03 +0000 admin http://maxpay.net/letter-to-bank-regulators-stop-bank-payday-lending/ View this document (PDF)

Some 250 advocates urged four federal regulators to end the predatory practice of bank payday lending on February 22, 2012. The CFPB, OCC, FDIC and Federal Reserve Board can and should stop Wells Fargo, U

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]]> http://maxpay.net/letter-to-bank-regulators-stop-bank-payday-lending/feed/ 0 DEALBOOK; Collection And Credit Firms Face Scrutiny http://maxpay.net/dealbook-collection-and-credit-firms-face-scrutiny/?utm_source=rss&utm_medium=rss&utm_campaign=dealbook-collection-and-credit-firms-face-scrutiny http://maxpay.net/dealbook-collection-and-credit-firms-face-scrutiny/#comments Fri, 24 Feb 2012 05:06:43 +0000 admin http://maxpay.net/dealbook-collection-and-credit-firms-face-scrutiny/ 8:56 p.m. | Updated

Debt collectors and credit reporting companies are bracing for intense scrutiny after the government's consumer finance watchdog unveiled a broad plan to regulate financial firms that hav

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]]> http://maxpay.net/dealbook-collection-and-credit-firms-face-scrutiny/feed/ 0 Don’t Call Them Payday Loans, but Watch the Fees http://maxpay.net/dont-call-them-payday-loans-but-watch-the-fees/?utm_source=rss&utm_medium=rss&utm_campaign=dont-call-them-payday-loans-but-watch-the-fees http://maxpay.net/dont-call-them-payday-loans-but-watch-the-fees/#comments Fri, 17 Feb 2012 08:40:59 +0000 admin http://maxpay.net/dont-call-them-payday-loans-but-watch-the-fees/ 6:28 p.m. / Updated to make clear that the 36 percent interest on BillFloat’s loans refers to an annual percentage rate.

Even as short-term loans from payday lenders and banks get greater scrutiny from federal regulators, online start-ups

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]]> http://maxpay.net/dont-call-them-payday-loans-but-watch-the-fees/feed/ 0 Collection and Credit Firms Facing Broad New Oversight http://maxpay.net/collection-and-credit-firms-facing-broad-new-oversight/?utm_source=rss&utm_medium=rss&utm_campaign=collection-and-credit-firms-facing-broad-new-oversight http://maxpay.net/collection-and-credit-firms-facing-broad-new-oversight/#comments Fri, 17 Feb 2012 02:29:33 +0000 admin http://maxpay.net/collection-and-credit-firms-facing-broad-new-oversight/ 8:56 p.m. | Updated

Debt collectors and credit reporting companies are bracing for intense scrutiny after

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]]> http://maxpay.net/collection-and-credit-firms-facing-broad-new-oversight/feed/ 0 Derailing Help for Consumers http://maxpay.net/derailing-help-for-consumers/?utm_source=rss&utm_medium=rss&utm_campaign=derailing-help-for-consumers http://maxpay.net/derailing-help-for-consumers/#comments Fri, 03 Feb 2012 17:45:13 +0000 admin http://maxpay.net/derailing-help-for-consumers/ Washington

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Bob Herbert

Why should there be any significant opposition to the creation of an independent agency with strong powers of enforcement to protect consume

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]]> http://maxpay.net/derailing-help-for-consumers/feed/ 0 When Lenders Won’t Listen http://maxpay.net/when-lenders-wont-listen/?utm_source=rss&utm_medium=rss&utm_campaign=when-lenders-wont-listen http://maxpay.net/when-lenders-wont-listen/#comments Fri, 03 Feb 2012 10:58:34 +0000 admin http://maxpay.net/when-lenders-wont-listen/

Fixes looks at solutions to social problems and why they work.

At the end of this week’s Fixes column on ESOP, an organization in Ohio that helps prevent foreclosures, I promised to share some stories of homeo

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]]> http://maxpay.net/when-lenders-wont-listen/feed/ 0 Bank Said No? Hedge Funds Fill a Void in Lending http://maxpay.net/bank-said-no-hedge-funds-fill-a-void-in-lending/?utm_source=rss&utm_medium=rss&utm_campaign=bank-said-no-hedge-funds-fill-a-void-in-lending http://maxpay.net/bank-said-no-hedge-funds-fill-a-void-in-lending/#comments Fri, 03 Feb 2012 04:37:19 +0000 admin http://maxpay.net/bank-said-no-hedge-funds-fill-a-void-in-lending/ Hedge fund managers have been called plenty of names.

Now, they can add another: local banker.

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]]> http://maxpay.net/bank-said-no-hedge-funds-fill-a-void-in-lending/feed/ 0 Bank Said No? Hedge Funds Fill Loan Void http://maxpay.net/bank-said-no-hedge-funds-fill-loan-void/?utm_source=rss&utm_medium=rss&utm_campaign=bank-said-no-hedge-funds-fill-loan-void http://maxpay.net/bank-said-no-hedge-funds-fill-loan-void/#comments Thu, 02 Feb 2012 22:29:53 +0000 admin http://maxpay.net/bank-said-no-hedge-funds-fill-loan-void/ Hedge fund managers have been called plenty of names.

Now, they can add another: local banker.

When Rentech, a clean energy business in Los Angeles, was rejected by its long-time banker l

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