Archive for the ‘Payday Loans New York Times’ Category

Don’t Call Them Payday Loans, but Watch the Fees

6:28 p.m. / Updated to make clear that the 36 percent interest on BillFloat’s loans refers to an annual percentage rate. Even as short-term loans from payday lenders and banks get greater scrutiny from federal regulators, online start-ups are introducing new versions of these loans that also carry significant fees. The new offerings include BillFloat, [...]

Collection and Credit Firms Facing Broad New Oversight

Andrew Harrer/Bloomberg NewsRichard Cordray, director of the Consumer Financial Protection Bureau, before a Senate panel in January. 8:56 p.m. | Updated Debt collectors and credit reporting companies are bracing for intense scrutiny after Technorati Tags: max payday, payday advances, payday lenders, payday loans, quick cash

Derailing Help for Consumers

Washington Skip to next paragraph Bob Herbert Why should there be any significant opposition to the creation of an independent agency with strong powers of enforcement to protect consume Technorati Tags: max payday, payday advances, payday lenders, payday loans, quick cash

When Lenders Won’t Listen

Fixes looks at solutions to social problems and why they work. At the end of this week’s Fixes column on ESOP, an organization in Ohio that helps prevent foreclosures, I promised to share some stories of homeo Technorati Tags: max payday, payday advances, payday lenders, payday loans, quick cash

Bank Said No? Hedge Funds Fill a Void in Lending

J. Emilio Flores for The New York TimesD. Hunt Ramsbottom, head of Rentech, which turned to hedge funds for loans after a bank rejected it. Hedge fund managers have been called plenty of names. Now, they can add another: local banker. < Technorati Tags: max payday, payday advances, payday lenders, payday loans, quick cash

Bank Said No? Hedge Funds Fill Loan Void

Hedge fund managers have been called plenty of names. Now, they can add another: local banker. When Rentech, a clean energy business in Los Angeles, was rejected by its long-time banker l Technorati Tags: max payday, payday advances, payday lenders, payday loans, quick cash

A New Credit Report Tracks More of Your Financial Life

This week’s Your Money column discusses a new credit report from a company called CoreLogic, which includes all sorts of information about your financial life that is not captured by the reports from the traditional credit reporting agencies.

CoreLogic’s New Credit Score Exposes Even More of Your Financial Life

Anyone who has recently applied for a mortgage knows that lenders are already looking much more closely at your financial affairs. But soon, they’ll be able to easily delve into the deepest recesses of your financial life, accessing informati Technorati Tags: max payday, payday advances, payday lenders, payday loans, quick cash

Hurting Poor Borrowers

Opinion » Editorial: Hurting Poor Borrowers New York has some of the strongest anti-usury laws in the nation, but that could change if a deeply flawed bill goes forward. Technorati Tags: max payday, payday advances, payday lenders, payday loans, quick cash

Check Cashers, Redeemed

The lobby of the Nix Check Cashing outlet on South Figueroa and West Imperial, in the Watts neighborhood of south Los Angeles, was bright and loose. Twenty or so people, black and Latino, dressed in jeans and T-shirts or sport jerseys or work uni Technorati Tags: max payday, payday advances, payday lenders, payday loans, quick [...]

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