Correction Appended GALLUP, N.M., Dec. 20 — Earl Milford put up an artificial Christmas tree in the wooden house on the Navajo reservation near here that he shares with a son and daughter-in-law and their two little girls. Skip to next paragraph Mr. Milford, who is on a fixed income, with a ledger of his [...]

Mr. Macias did not always handle his finances this way. “I had a dispute with BofA, so now I come here,” he said outside Money Mart on a recent afternoon, referring to Bank of America. Mr. Macias stopped bankin Technorati Tags: max payday, payday advances, payday lenders, payday loans, quick cash

8:56 p.m. | Updated Debt collectors and credit reporting companies are bracing for intense scrutiny after the government’s consumer finance watchdog unveiled a broad plan to regulate financial firms that hav Technorati Tags: max payday, payday advances, payday lenders, payday loans, quick cash

6:28 p.m. / Updated to make clear that the 36 percent interest on BillFloat’s loans refers to an annual percentage rate. Even as short-term loans from payday lenders and banks get greater scrutiny from federal regulators, online start-ups Technorati Tags: max payday, payday advances, payday lenders, payday loans, quick cash

Andrew Harrer/Bloomberg NewsRichard Cordray, director of the Consumer Financial Protection Bureau, before a Senate panel in January. 8:56 p.m. | Updated Debt collectors and credit reporting companies are bracing for intense scrutiny after Technorati Tags: max payday, payday advances, payday lenders, payday loans, quick cash

Washington Skip to next paragraph Bob Herbert Why should there be any significant opposition to the creation of an independent agency with strong powers of enforcement to protect consume Technorati Tags: max payday, payday advances, payday lenders, payday loans, quick cash

Fixes looks at solutions to social problems and why they work. At the end of this week’s Fixes column on ESOP, an organization in Ohio that helps prevent foreclosures, I promised to share some stories of homeo Technorati Tags: max payday, payday advances, payday lenders, payday loans, quick cash

J. Emilio Flores for The New York TimesD. Hunt Ramsbottom, head of Rentech, which turned to hedge funds for loans after a bank rejected it. Hedge fund managers have been called plenty of names. Now, they can add another: local banker. < Technorati Tags: max payday, payday advances, payday lenders, payday loans, quick cash

Hedge fund managers have been called plenty of names. Now, they can add another: local banker. When Rentech, a clean energy business in Los Angeles, was rejected by its long-time banker l Technorati Tags: max payday, payday advances, payday lenders, payday loans, quick cash

This week’s Your Money column discusses a new credit report from a company called CoreLogic, which includes all sorts of information about your financial life that is not captured by the reports from the traditional credit reporting agencies.